All posts by Justice4USA

I have experienced an eclectic lifestyle with multiple professional careers in my lifetime. Two of my major experiences have been in law enforcement and technology. I spent 30 years with the Los Angeles county sheriff's department in multiple roles from patrol to investigations. My IT career was predominantly functioning as a software engineer writing expert systems augmenting operating systems. In 2012 I retired professionally for the last (?) time. However, I have since joined a fire department and function as a firefighter/EMT lieutenant. (I'm still pushing the envelope.) The main reason I created this blog was to educate the public regarding the threat(s) we face in America -- primarily from socialism and Islamism. I started sharing information 14 years ago and have watched the 'enemy' grow stronger and more successful. I attribute that success to the apathy and ignorance of the American public. Hence my primary motivation for writing these articles -- education. Please consider subscribing to this newsletter by clicking on the 'Follow' button toward the bottom of the first screen on the Home page. You will not be bombarded with a lot of mail -- that's a promise. I am discrete regarding the information shared.

Democrats’ Crime Spree via ‘Immigrants’

Crime in the larger urban cities (e.g., New York, L.A., San Francisco, Chicago, etc.) is growing at an abnormally rapid rate.  Why?  Because these larger ‘sanctuary cities’ are not trying to capture criminals, they are protecting them!  California are actually creating new laws to outlaw criminal activity.  New York made the news recently that they would not hold dangerous criminals on bond.  Why?  It isn’t fare to the criminal?!!

So why do these larger cities function this way?  Answer, because they are typically run by Leftist leadership.  Understanding that leftist today means socialist.  And socialist (aka-progressive) is now functionally a synonym for Marxist/communist.  Sounds a bit extreme?  Let’s look at what’s in the queue for our country regarding what they now call immigration.

Immigration used to mean that someone applied for citizenship, went through a defined process which along the way the person learned English, our history, constitution, and social norms.  Today immigration means that it’s OK to sneak into America any way you can, avoid police, do whatever you want without recourse, and then cry foul if someone wants to hold you accountable.

Ah, “But wait, there’s more!”  Now the democrats (aka – socialists) want to completely destroy our immigration process — Enter House Bill: 5383.  (The previous link displays the actual text of the bill on a ‘.gov’ website.)

You haven’t seen anything yet trying to destroy our country.  If this bill were to pass the three branches of government, America would be toast rapidly!  Most citizens would be in fear for their safety every day if not dead due to increased criminal activity.  As if it isn’t bad enough with all of the current deaths perpetrated by illegals.

Again, this sounds extreme doesn’t it?

This bill is over 4400 words long which reduces the number of criminal illegals being deported and, gives those who have been deported the right to petition the U.S., and if their case is found to have merit, they can be transported back to the U.S. at taxpayer’s expense!  If that isn’t enough, it would totally destroy our safety organizations — ICE, Border patrol, and Homeland Security, making them ineffective at their jobs at a minimum.

Here’s a brief clip from Fox News with Tucker Carlson interviewing an attorney who supports this socialist, destructive bill.  Also the law enforcement community is concerned to say the least — Law Enforcement Today.  And of course it goes without saying that the ACLU is certainly in support of this action — read their view here.

I’ve been writing on the subject of socialists attempting to convert America into a soviet state for over six years.  Every year we continue to get closer to the progressive’s goal line.  (We have to be inside the ten yard line?!)  All it would take at this point to ‘flip’ the country is for the socialists (democrats) to get control of congress and the Whitehouse.  At that point, it would be game over.  Say goodbye to all of your rights as documented by our founders.

And who would we have to blame?  The voters of this country.  Scary, huh?

It’s like I tell my kids, “What you don’t value you will not keep.”

 

 

 


 

Austin, Texas — The Belly of the Beast

People often laugh when they discuss Austin, Texas.  They typically start with their city motto — ‘Keep Austin Weird’ — which IS weird.  But what this city is doing to Texas is no laughing matter.

Austin has become the socialist capital of Texas, the ground zero of the socialist movement.  Turning Texas blue is not the objective, it is to turn this country into a soviet state — starting with our capital city.  You may find this rhetoric a bit over the top, but read on.

Many of you have heard of the group ‘Democratic Socialists of America’ (DSA).  And, many of you assume it is a small group of people who have little impact on America — incorrect!  Before Bernie Sanders lost his bid for the presidency, there were about 5,000 members in the DSA nationwide.  Today there are over 40,000 members reported.  (However some websites estimate that number could be well over 60K.)  Regardless, we don’t need thousands of socialists, aka communists, in our country upsetting our successful capitalist society.

Ideology has become a household word with little meaning to many people, if not innocuous.  However we need to look at what the socialists (communists) plan for our country.  Consider goal #26 of the ‘communist goals for America‘ — “Present homosexuality, degeneracy and promiscuity as “normal, natural and healthy.”  (Of import, these goals were documented in congress in 1963 — this is not a recent issue, but a strategic plan.)

Now you may find this a bit hard to believe, but your state capital is pushing goal #26 in our school system.  This shouldn’t come as a big surprise since Austin has its own DSA organization in our capital.  How can they do this you ask?  The local ISD in Austin is pressing the issue.  Please read about their fascist approach to getting their way in the city’s school system.  If they can pull this off over the objection of thousands of residents, what can they not accomplish with their totalitarian approach?

If we were talking about Laguna Beach, California that would be one thing.  But Austin, Texas!!??  Really?  Does this leave any doubt in your mind that this country can be morphed into a soviet state?  If not, you had best think twice and start paying attention.  Turning Texas blue is one thing, but a soviet state?

Socialism is growing rapidly in this country, even Texas!!  The American people better wake up quick, we’re almost there…

 

 

 


 

Christianity and Communism

Communism - features listed in image

The socialists in America have been beating their anti-Christian drum making a lot of noise over recent years.  Americans have had a choice of religions including atheism since our country’s founding — via the 1st amendment.  So why all of the anti-religious flurry today?  Because today’s code-word for communism is socialism, and that means no freedom of religion.

Religion is typically not allowed in a communist state.  Removal of religion is just another step toward the totalitarian rule of the socialists over you and I — the end of America as we know it.  Sounds extreme?   Well, ask the Chinese what they think.

For decades China has been imprisoning Falun Gong religious members in ‘re-education camps’.  As hard as it is to believe, they actually use these prisoners for body part replacements.  (Anyone can get a kidney replacement in two weeks if you have the money.)  Also, in recent years they started arresting Muslim Chinese (Uyghurs).  Now, in an effort to not be discriminatory, they want all Christians incarcerated.

What is the threat that motivates such hateful behavior in the communist party?  Fear.  In a communist (totalitarian) system, there can be no religion.  To allow religion is to allow independent thought.  To have independent thought is to allow freedom.  And freedom brings on revolution against the ruling class — the communist party members – aka, the elite.

Enter the subject of Hong Kong.  Hong Kong is a coastal city on the south China sea coast.  They are one of the more successful cities in China and enjoy some freedom that other Chinese don’t.  Their concern currently is the communist party’s attempt to get extradition authority for ‘criminals’.  In the party’s parlance, that means religious people, any religious people.  This is why the Hong Kong people are rioting.

Hong Kong’s extradition bill crisis began in February 2019 with the government’s proposal of the Fugitive Offenders and Mutual Legal Assistance in Criminal Matters Legislation (Amendment) Bill 2019. The proposed law would allow the transfer of fugitives to jurisdictions with which Hong Kong lacks an extradition deal, including mainland China, Taiwan and Macau. Opponents of the bill expressed concerns about the possibility of politically motivated persecution and unfair trials on the mainland. Millions of people have taken to the streets to protest against the bill, which was suspended by Hong Kong Chief Executive Carrie Lam Cheng Yuet-ngor on June 15, 2019.

South China Morning Post

So who cares what’s going on it China?  You should!  The above situation is exactly where the socialists are wanting to take us right here in America. Sounds extreme? Consider this: almost 50% of millennials in America are in favor of socialism over capitalism; over 100 self-avowed socialists hold seats in the House of Representatives; the Left (socialists) are trying to get one of their socialists in the Whitehouse as president. If they manage to accomplish that task along with congress, we here in America will be in deep do-do.

If you’re wondering what you can do to make a difference, consider two actions you can take:  1) Vote: vote intelligently — learn what’s really going on, not what some propagandist tells you on CNN;  2) Educate: try to educate those with whom you associate — e.g., family, co-workers, associates.

We are on schedule with a slight disruption (Trump) for the destruction of this country and have been for 100 years, right here in America.  If you won’t take action, who do you expect to?  Socialists in your ‘representative’ House?

 


The Demonization of the Democrat Party

There are hundreds of thousands of Americans that don’t get it.  They are still thinking that their democrat party is the same it was decades ago.  (This thinking being a great example of the ‘normalcy bias’.)

Part of being a socialist state is being a society devoid of any deity — God does not exist and supernatural influenced laws are to be ignored.  There are numerous examples of this thinking today — one being China.  Regardless of what some may say, China is a communist state.  Consequently there are thousands of Chinese people in prison for merely having attended a church, other ritual, or having been caught praying.

And now we are seeing this same trend right here in America — the land of the ‘free’.  A very large government does not want outside thinking to influence the behavior of their people.  Hence, religion must not exist, else that government may lose power.

The democrat party has changed a lot in recent years.  This is predominantly a result of socialists entering congress and influencing the liberals in their party.  Through this process over decades, the situation has changed.  Today the liberals in that party are now afraid to not go along with the socialist view.  Through this process they have managed to infiltrate the party by over 100 socialist leaning congressmen — as many as 10 during the 2018 election.  Scary indeed considering those liberals too interested in remaining in office are now going along with ‘the plan’.

This website article should be enough to scare any American who reads it.  If it doesn’t, those citizens are part of the problem, not the solution.

One has to wonder when or if the American public will wake up?  Two facts scare the hell out of me — almost 50% of millennials want socialism in this country; less than 30% can define it; and that generation of people (19-39) are expected to become larger than the baby-boomers in the near future.  (Boomers are dying off at a rate of 10,000/day!)  This does not bode well for the future of America.

 

 

 


 

Our Indoctrinated Student Comrades

Image result for indoctrinated student comrades images

Our kids — the millennials — are 44% in favor of our country becoming a socialist state.  They believe socialism is much better than capitalism.  How did that happen?  Answer:  Education, aka- propaganda

Younger people are supposed to learn from the older generation.  Parents today relinquish their responsibility of teaching their kids to fools who are filled with ideological dream states.  i.e., utopian fairy tales  The parents are too busy working for the almighty dollar and too often ignoring their kids — or shipping them off to someone else to teach them whatever they want to.  So why the big surprise?

A few decades back we started shipping the older teens off to college to get an ‘education’.  The idea was to teach them how to learn, and to develop knowledge and skills in preparation for their careers.  Instead, they went to indoctrination camps learning from Marxist professors with twisted ideals and looked down their noses at the parents from their intellectual perches on high.  The result?  Dumb kids with few skills and high ideals of free stuff, all of which is part of their constitutional rights!!?

Here are just a few of the courses available at some of the more prestigious schools in America today.  And you wonder why your kids come home with such dumb ideas in their heads.

  • #1 Harvard University: FRSEMR 62O–Who is a Fascist? Culture and Politics on the Radical Right
  • #2 Princeton University: FRS 139–Marx in the 21st Century
  • #3 Yale University: AMST 469a–Progressivism: Theory and Practice
  • #4 University of Alabama: SW 351–Oppression & Social Justice
  • #5 University of Florida: WST 3349–Ecofeminism
  • #6 University of Florida: POT 4053–Great Political Thinkers: Machiavelli to Marx
  • #7 University of Kentucky: SOC 235–Inequalities in Society
  • #8 University of Missouri: PSYCH 4984–Promoting Social Justice, Diversity, and Inclusion Capstone
  • #9 Middlebury College: AMST 0269–Beyond Intersectionality: Developing Anti-Racist and Anti-Capitalist eminisms
  • #10 Middlebury College: ECON 0405–Economics of Discrimination

Don’t you feel much better about your kid’s education now?  No?  For a longer list of such classes, go here.  Just don’t kill the messenger.

Ah, but things got worse.  These education camps (schools) worked so good in the 1960’s that we moved on to doing the same thing with elementary school kids.  Now an eight-year-old will lecture his parents on how a socialist society is much fairer than a capitalist one.  But why stop there?

Just a few years back we started indoctrinating our kindergartners with sex education with a bent toward gay, transsexual, deviant behavior and we wonder why so many kids are confused as to if they’re a boy or girl.  This is criminal.

With the advent of helicopter parents doing anything and everything for their child, is it any wonder we are raising a bunch of snowflakes who can’t take even the slightest bit of guff from the school bullies?  What happened with kids getting toughened up and dealing with adversity?  Is it also any wonder why they get to college and are veritable wrecks unable to deal with much stress requiring ‘stress free zones’?

Can you imagine if we got involved in a real war?  Where would you find people capable of surviving just the stress of combat?  And if that were the case, what do you think about learning Russian or Chinese?  Given our current direction, that could be an option in our future.

The Left is winning the war of dumbing down our kids.  Watch the movie trailer Waiting for Superman and see how serious this situation is NOW.  Imagine 5 years from now?

So what to do now?

Choose a step-down college (local state or community college) with rational professors who want to teach your children what you expect them to teach.  Consider interviewing teachers and staff to learn what you’re going to get for your money.  Hopefully not classes as listed above.

If you don’t want your kid to be a brown-shirt in the future and turn you into the socialist party member who’s looking for dissidents like you, don’t let some fool teach your kid nonsense.  Hey, don’t laugh.  It happened in Germany before and during WWII.

We’ve almost lost the millennial generation.  The Gen X’ers are the current target of the Left and they are expected to be even more crippled than the millennials.  Imagine if we don’t get our act together to save them now, where we’ll be in another 10-15 years — or less?

Unless you want a United Socialist States of America, we’d best get our act together, and quick.  Kids can’t even count change at registers any more.  Far too many not only are deficient in math, they can’t read, write, spell, or compose an intelligible sentence.

Take some time out of your busy schedule.  Watch the movie Waiting for Superman and get involved in your kid’s education — at the earliest age possible.  Don’t believe this sort of thing only happens in poor school districts.  It is epidemic in our country everywhere.

I won’t even go into how your kids religious beliefs are being attacked daily….

 

 


 

Planned Parenthood — Really?

Image result for planned parenthood images

The Roe vs. Wade debate has been raging for decades.  Yet, here we are, still fighting.  What’s different?  The Left continues to march even further to the left.  We are now obviously (should be) in the age of Marxist America.  When U.S. Congressmen vote to kill (murder) infants who are born and outside of the womb, we know we are in a place of severe danger and evil.

When I was much younger, I was pro-choice.  Over the years, like many guys, I have learned more so the value of life.  There we circumstances that were, in my view, reasonable and acceptable.  But today, the Left has gone waaaayyyy too far.  Killing a child — no matter how you do it — is murder, plain and simple.  For a doctor who pledged his oath to “do no harm”, they should be jailed.  It’s hard to imagine how you can rip a child apart in the way they do it and not be seriously psychologically impacted.

Tearing a human body apart dead or alive should be unconscionable.  Yet, here we are with Facebook and Twitter killing any advertisement for the movie Unplanned just released.  It is out today and will only be in theaters for four days — at most.

The movie is based on a woman who worked for Planned Parenthood and learned up close and personal what was going on in that organization which lead her to be an advocate for pro-life and ultimately the person who pursued this movie.  Watch the trailer and get to the theater to see the entire two hour movie.  And please, pass the word.

Unplanned — The Movie

It’s about health and safety?  Really?  For who?

 

 


 

American Take-over by Globalists

Image result for google agenda 2021 2030

(Note: The links included in this column point to the actual government documents from our congress and the UN.  It is suggested that you gloss over them at a minimum.)

The American people are being played.  The Left is smart enough to mask their true intent and disguise themselves as a more palatable term such as socialists.  But in reality, that term is being misused way too much.

When the average person refers to a socialist country, they often mention Switzerland, Sweden, Denmark, and other European countries.  But in reality, those are not socialist countries — they are capitalist countries with high taxes.  Examples of socialist countries are: North Korea, Cuba, Venezuela, and China.  You might say that those are communist countries, and you’d be right.  But today those two terms are used synonymously — rightly or wrongly.  To be more correct, you might say that socialist countries control some of the property and business, whereas communist countries control most of it.  Also, in a communist country there is no pretense of human rights — they are in fact what ever the communist party deems you to have . . .  today.

Globalism is another term often used which is not clearly understood in our country.  Often the contemporary use of that term refers to a communist threat trying to turn the entire world into a communist society — i.e., a one world government.

Enter the United Nations (UN).  This august group of representatives around the world have their own ideas of how you and I should live.  They have even written their ideas in print and submitted them to the world!  But have you heard about those ideas?  Probably not.  Why not you ask?  Because the media in this country — controlled by the Left — have chosen to keep the happy American mushrooms in the dark until it is too late.

The globalist’s objective is global power and wealth — the modern day Robin Hood, if you will.  The exception is, instead of taking from one rich person (you), they will take from one country (you again) and give to another (a long list of many).  Their plan is to use subjects not truly understood by most, to gain power and riches.

About now you’re wondering what plan are you talking about?  The original answer was Agenda 2021.  This was a plan created by the UN in 1992.  It’s purpose was to define the ‘rules’ for everyone in the world (that includes you) and how resources will be used and who controls them.  (You’re free to read the above link, but I warn you, it is over 300 pages long.)  And like most other communist propaganda it is chock-full of wonderful statements of equality, wealth, health, and happiness for everyone everywhere.  But if the reader uses at least two or three neurons in their head, they’ll see through the plot to destroy humanity — once and for all.

But as they say in those ads on TV, “But wait!  There’s more!”

In 2015 the UN came up with their new and improved agenda for the world — enter Agenda 2030.  How much better (or worse) can it get, you ask?  A lot!  The following are the 17 goals of this new version of your slavery plan.

Agenda 2021 & 2030 Sustainable Development Goals

Goal 1. End poverty in all its forms everywhere
Goal 2. End hunger, achieve food security and improved nutrition and promote sustainable agriculture
Goal 3. Ensure healthy lives and promote well-being for all at all ages
Goal 4. Ensure inclusive and equitable quality education and promote lifelong learning opportunities for all
Goal 5. Achieve gender equality and empower all women and girls
Goal 6. Ensure availability and sustainable management of water and sanitation for all
Goal 7 Ensure access to affordable, reliable, sustainable and modern energy for all
Goal 8. Promote sustained, inclusive and sustainable economic growth, full and productive employment and decent work for all
Goal 9. Build resilient infrastructure, promote inclusive and sustainable industrialization and foster innovation
Goal 10. Reduce inequality within and among countries
Goal 11. Make cities and human settlements inclusive, safe, resilient and sustainable
Goal 12. Ensure sustainable consumption and production patterns
Goal 13. Take urgent action to combat climate change and its impacts*
Goal 14. Conserve and sustainably use the oceans, seas and marine resources for sustainable development
Goal 15. Protect, restore and promote sustainable use of terrestrial ecosystems, sustainably manage forests, combat desertification, and halt and reverse land degradation and halt biodiversity loss
Goal 16. Promote peaceful and inclusive societies for sustainable development, provide access to justice for all and build effective, accountable and inclusive institutions at all levels
Goal 17. Strengthen the means of implementation and revitalize the Global Partnership for Sustainable Development

(Copied from Agenda 2030 – page 14)

Welcome to utopia!!

Questions should come to a person’s mind when reading this sort of bunk.  Like, who’s going to pay for all of this?  (You)  How can we eliminate hunger through out the world — today?  (Take your food)  How do we impact the world enough to control the weather?  (Obviously we don’t, but we can take your stuff and give it to those in control to do with as THEY please.)

About now you should be very concerned.  But you say, “Yeah, but our country will never sign up on such bunk.  Oh?  Think again.  Apparently you haven’t heard about House of Representatives bill HR 109.  Maybe you’ve heard of Miss Cortez’s (aka, AOC) “New Green Deal”.?  Yup, the same thing.  No, it isn’t her bill, it belongs to the Democratic party — including the 49 people who signed the bill!  All of those people are socialists in our congress.  If not, why would they sign a bill that is the same as the communist party’s agenda for the world?

So now you know that at least part of your congress is supporting flipping this country to a communist state — with a brief stop-off of socialism — while making us another third-world country in the process — as insane as that may sound.  But that’s only a few people in congress, right?  Nope.  Several cities around the U.S. have implemented Agenda 21 and/or Agenda 30 — for example Austin, Texas.

The overall objective here is to concentrate all power in the world into the hands of a minuscule percentage of people who decide how the other 99% (of 7 billion) live and die in this world.  Imagine, too many people in America today want to strip the wealthy of their money so that the have-nots have more.  Pikers!  The thugs of the UN plan have much loftier goals — they want everyone’s wealth and basic resources — much like Maduro in Venezuela today.  Welcome to the 21st century!!?

You might ask, when could this happen?  We are on the edge of the cliff now.  This plan has been in process for decades of planning right here in the U.S.  (See Google search for: Communist Goals for America)  As to when it happens, it could be very soon.

For example, if a serious economic recession were to occur during president Trump’s first or second term, I’d say it could happen very soon.  The Left would be able to point to conservatives and capitalists and suggest that the socialists have the best answer for survival — socialism.  With a socialist in the presidency, House and Senate, we would be toast in very short order.

Let me put it this way.  Things in nature typically evolve over time.  However, in some cases, they occur seemingly over night, much like a rubber-band snapping after being stretched to its limit.  We are facing that ‘snap’ in our near future if we don’t wake up soon!  Unless we elect people of character, intelligence, and concern — not for themselves — but for this country, our American way of life is as good as over.  Our Bill of Rights and Constitution will become a thing of the past.  All of our rights from then on will come from our rulers.  And those will be not so tolerant rulers, by the way.

With 44% of all (voting) millennials asking for socialism today, we ought to be concerned.  But it is WE THE PEOPLE who are responsible for our own future.  That includes YOU.

The following video is an interview discussing socialism and communism in our world.  It is well worth watching.

 

 

 


 

 

America’s Debt and What’s Coming

Early in the 1950s, the average American typically made purchases with cash.  If they wanted to buy Christmas presents, they used layaway plans.  (Make the purchase in a store, make a down payment, and then make payments until paid for — in time for Christmas — hopefully.)  If they needed to buy a car, they often saved up until they had the cash to pay for it.

Then in the 1960s, along came the credit card.  Ah, now you can have what you want now and pay for it later.  But that wasn’t such a bad deal since interest on a credit card was typically only 6%.  (Which everyone thought was outrageous.)

Homes on the other hand, due to their high cost, were items that almost everyone had to buy on time.  A 20-year home loan normally had a 6-8% interest rate.  But in the late 70’s those rates went through the roof!  Interest rates went as high as 18%!  It was a time when buying a home was almost out of the realm of reality for most people.

But, we found a way to get around the situation – we started getting 30-year loans.  This helped the buyer by extending the debt ten more years which made for smaller house payments – but higher total interest paid on a house.  By the 90’s the rates were back down again.  But, the public kept buying homes with a 30-year loan to keep their house payments even lower.  Which means their debt (principle) dropped ever so slightly every year over a very long time, thus increasing interest paid.  It typically took a career to pay off a house.  But to the plus side for those deficient in money management, it meant they could buy those jet skis, ski boat, new car, etc. with the money saved with their re-fi and lower interest rate.

Now today, homes are much more expensive and have lower home loan rates, but the average person is drowning in debt.  Now they buy a home for not $30-50K, but $300-600K+.  When you calculate the interest on a home with that high a cost, it is really non-trivial.  Whereas the percentage of income to home-loan ratio used to be 20-30%, today it is often over 50%!  That is a significant burden on a household.

But consumer debt building doesn’t stop there.  We pay for a lot of things on time.  Although they may only be pennies each month, they add up.  We hear commercials like, “Buy this for only 75 cents per day.”  “Buy that for merely $1.50 per month.”  “Give to this charity for only $15 per month and we’ll send you a ‘free’ blanket.”

Where’s all this money coming from?

Car payments are getting crazy due to the total cost of a vehicle including the ridiculous initial cost.  In the 50’s cars cost around $2-3K new.  Today we see blue-collar workers buying trucks for over $70K – on time!!

About now you’re asking, “What’s your point?”

The point is that consumer personal debt is now over $32T – greater than the national debt!!  Remember the 2008 real estate bubble crisis?  Well, we’re waaayyy past that by a long shot now.

73% of Americans Die With a Debt – $62,000 on Average

Here’s a list of the debt item categories for the average American today when they ‘check out’.

Debt Table

In recent years the feds under the great Obama’s watch chose to assume all college tuition loans.  That loan amount exceeds $1T today.  Here’s a chart of that buildup.

Student Loans

If the feds forgive these loans as they have suggested they would do, who’s really going to pay off those loans?

For the most part, your debt dies with you, but that doesn’t mean it won’t affect the people you leave behind. If someone has enough assets to cover their debts when they die, the creditors get paid and beneficiaries receive whatever remains.

So what happens to the debt that you leave behind that isn’t covered by your assets at death?  Answer:  Someone has to pay it back.  That ‘someone’ is either your family members, a financial institution, or the government.  So now you should be asking, who pays back the debt holders and the government when you leave this vacuum of money behind?  And the answer is, you the American citizen will have to pay back in one way or another that debt.  Financial institutions raise interest rates and fees.  The government raises your taxes.

Just like the $22T federal debt we have currently (and growing), debt eventually comes due – one way or another.  The way you pay them back depends on the economy and what’s happening at the time of the ‘crash’.  Today if you took the federal debt and divided it up, it would amount to $860K per family in America.  Because the average person in retirement today has less than $60K in savings, I don’t think we can clean out everyone’s bank account and fix the problem.

Unlike the federal government, you cannot continue to mount debt on debt forever.  No matter how ‘slow’ someone may be, eventually they catch on that they’re in trouble.  When that light bulb comes on, the average person finally does what they should have years earlier – stop bleeding money.

When enough people stop spending money, the country starts losing sales and income.  Why?  Because 70% of our GDP is American consumers buying products.  That is the predominant engine driving our economy.  When that falters, so does the economy in general.  Worse, it leads to other countries faltering with us, which further leads to a global recession, which in turn leads to worse problems.

This is what I call the rubber-band affect.  You can stretch a rubber-band only so much and then is snaps — and often hurts when it does.  It doesn’t fall apart slowly, it just gives way all at once (comparatively).  THAT is where we’re headed.

So now the question is, when this economic tsunami hits, what will rid us of this debt?

My guess is, we will pay it back with sweat or blood.  Sweat if the dollar crashes (which is projected) by lowering wages (i.e., sweat), or blood via war.  Like WWI & II, the U.S. economy was driven by industrialization making war machines and supplies.  But imagine working 12 hour days for $10 per hour.  Given the rumors of war today with Russia and China (at least), this isn’t out of the realm of reason.

At this point the question may raise in your mind, “So what am I to do?”  The answer is prepare.  The way you prepare is to get out of debt – quickly.  The less debt you have and the more cash (recession proof assets) you have, the better off you’ll be in the long run.  This is a serous matter and can be a life or death situation depending on your location and financial status.  This isn’t an action to take a few years from now, but today!  Don’t wait, it may be too late.

If you don’t know how to save money or get out of debt, check out Dave Ramsey’s website for ideas.  He has a radio show daily where he discusses the average person’s debts and how to rid yourself of them.  At the very least, stop the hemorrhaging of your wallet now.  You don’t want to dig the hole any deeper at least.

 

 

 


 

Gun Control — Two Months Into 2019

In an earlier article I wrote regarding this subject (2019 and America’s Gun Control — January 1, 2019), I indicated that this would be the year of massive gun control legislation.  Well, here we are, less than 60 days into the year and the House passed a massive bill which would restrict substantially the transfer of guns — within a family and/or neighbor.

For example, say you were going on a vacation out of state and wanted to leave your gun(s) with a neighbor for protection from burglary.  In order to do so, you would have to go through a licensed firearms dealer to make the transfer, and upon your return, you’d have to go through the process again — with days of waiting for each transaction!

If you, a law abiding citizen owns a gun, you probably have it for self-protection.  How exactly does this aid you in the protection of your family and property?  The answer is obviously, it doesn’t.  And in the case of the unlawful, it has no bearing — they don’t follow the law in the first place.  So then how does this help society in general?  Again, it doesn’t.

What it does do is it restricts the average citizen’s right to protect themselves from the criminal element.  This should be of concern to anyone in this country that wants to exercise that right, be he of Left or Right persuasion.

So then what is this about?  It is a precursor to the Left relieving you of your 2nd Amendment right to bear arms — totally.  As stated previously in my article on the press to do so soon, this is merely the first step for this year.  The Left must take away the 2nd Amendment in order to complete their march toward the socialist state they’ve been fighting for over 70 years — of which they are getting way too close.

Fortunately, we currently have a president with our best interest in mind and will probably veto the bill.  But, HR 1112 is next up to bat and will probably be pushed through congress also by the radicals within our government.  HR 1112 would impose unreasonable delays for the transfer of guns (new purchases and inter-person transfers — up to 20 days).  If the current 30 day period is exceeded, then the transaction can be voided and must start over.  So much for justice..?

And may I prophetically predict that sometime this year we’ll see a very, very long list of weapons listed in a bill that would totally make them illegal to own, as well make handguns and rifles illegal if they have a potential capacity greater than 10 rounds.  Now that’s restrictive!  It would mean that many guns typically owned by hunters today would be illegal to possess.

So now that we have a president with a normal brain (to some extent anyway), we can probably assume that these attempts will not past muster during his watch.  However, what happens when the next socialist is elected president?  I doubt there will be any vetoing of such bills.

In brief, we are merely one election away from our country seeing its end as it stands today.  Liberty, justice, our way of life is on a short fuse.  It’s burning away as far too many Americans argue for socialism, the death of infants, the lost of liberty, and a legal system that has two branches — one for the ultra-rich, and the other for the rest of us.

Just look at all of those in the news who are wanting radical change to our country and consider their wealth.  How do they match up to you?  Is this who you want to represent you?  If you’re honest with yourself, the answer should be no…

 

 

 


Liberals & Conservatives — They Both Have Value

In our world of politics today, we use several terms to define people or groups.  Far too often those labels are misused with an end objective in mind — to confuse, obfuscate, or totally misdirect a person or persons’ thinking.

Liberals and conservatives have always existed and they both have a purpose in society.  Typically, one set of people (liberals) want to effect change, whereas the other type (conservatives) want more of a status quo.  Both have a purpose — to maintain a balance of change or progress with that of slow and deliberate decision making leading to a safer environment with slow and deliberate change.

If this balance is not maintained, we either have chaos with too much change too fast, or stagnation and a lack of progress — both can be disastrous.  With both parties in balance, we have forward movement of a society with rationale and analysis leading to better decisions.  My guess is this is one of the reasons why our founders created such unique documents — the Bill of Rights and our Constitution.  Although they argued incessantly, it was done predominantly in a professional manner with the end result of quality decisions — as evidenced by our founding documents.

More often than not, today the Democratic party sees itself as the liberal party and conversely the Republican party sees itself as the conservative party.  Our congress was designed this way to have differing opinions to invoke the same logic as stated, to strike a balance in our actions for the maximum end for all.

Today we also refer to these same people as the Left (democrats) or the Right (republicans).  Many people argue that the Left keeps marching further left.  However, that may not be the case.  Those who seek more radical approaches may not be the stereotypical liberal, but more a radical.  And many of those radicals are socialists who have an entirely new perspective for America’s future — foreign to both the traditional Left and Right.

It is for this reason, that ‘we the people’, are so far apart in our perspectives.  We use the words liberal, Left, and democrat interchangeably.  Liberal has a classical definition which is fading away insidiously.  The extremes are becoming the norm, while society is being torn apart.  We’re all praying for a king (president) to save us.  (1 Samuel 12:19 (NIV) — “Pray to the Lord your God for your servants so that we will not die, for we have added to all our other sins the evil of asking for a king.”

America was originated by Pilgrims (religious people) from Europe escaping religious persecution who established the foundation of our Judeo-Christian society.  Our founders subsequently created our unique documents mentioned above that protect our rights.  The vast majority of the governmental laws used today were created using those same principles.  Freedom of speech isn’t an empty phrase with little or no value, it is defined in our constitution as a “God given right”.  That term means, that no one can take that (those) rights away from you.  The only way to do so in America is to destroy our constitution.

That is exactly what the Left (socialists) are trying to do.  It is merely one of the steps toward ‘fundamentally transforming’ our country into a socialist state.  Over the last 70 years they have done a fine job toward that end.  It is up to us to stop them.

When you speak to those who don’t particularly share your perspective, remember that we are all different and here for different purposes.  Speak with kindness and understanding while listening as much as you can while trying to keep the conversation honest and direct.  The more we listen, the more we educate each other.  To that end, we also make better decisions.

If we argue, call names, or worse, we get nowhere except more chaos.  We must not fall into the same mold as those making the news every day through violence, lying, and deceit.  It is up to us to save this country, not some bureaucrat making a lot of money to sell you and I out.  If everyone in congress was doing what was right for all Americans, we would be where we are today.  At the very least, the character of congress — for the most part — has been lost to self-aggrandizement and riches.  We must hold their feet to the fire with our votes while trying to educate the lost in our society.

Watching TV and the news gets you ‘information’, the accuracy of which may be questionable, or just more propaganda.  We must sift through the garbage to learn the truth.  Otherwise we’re no better than the Russians in the early 20th century.  And look what that got them — Lenin followed by Stalin.  It took millions of them to die before the light came on.  Hopefully we won’t follow their example..?